These Terms & Conditions constitute the full legal agreement between you and cog77 governing your use of our online sportsbook, casino, and gaming services. Please read them carefully before creating an account or placing any wager.
You must be at least 21 years of age to register, deposit, or wager on cog77. Age is verified during the KYC process.
This agreement is written for players in Indonesia. You are responsible for confirming that your use of cog77 complies with the laws of your own jurisdiction.
Each player may hold only one verified cog77 account. Duplicate accounts are subject to immediate closure and forfeiture of balances.
All deposits, balances, wagers, winnings, and withdrawals are denominated in Indonesian Rupiah (IDR / Rp) unless otherwise stated.
IMPORTANT: By accessing or using any part of the cog77 platform — including browsing the website, creating an account, making a deposit, or placing a wager — you confirm that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree, you must not use cog77.
In these Terms & Conditions, the following terms shall have the meanings set out below:
2.1 These Terms & Conditions, together with the Privacy Policy and the Responsible Gaming Policy (each incorporated herein by reference), constitute the entire legal agreement between you and cog77.
2.2 By completing the account registration process, ticking the checkbox confirming acceptance of these Terms, or by simply accessing the Platform, you agree to be bound by these Terms in their current form.
2.3 cog77 reserves the right to amend these Terms at any time in accordance with Clause 16. It is your responsibility to review the Terms periodically. Continued use of the Platform following any amendment constitutes acceptance of the revised Terms.
2.4 These Terms are written in English. In the event of any inconsistency between an English version and a translated version, the English text prevails.
Age Restriction: You must be 21 years of age or older to use the cog77 Platform. This is a strict eligibility requirement and is enforced without exception.
3.1 To be eligible to register and use the cog77 Platform, you must satisfy all of the following conditions at all times:
3.2 cog77 targets the Indonesian market and is designed for players who are residents of Indonesia. You are solely responsible for ensuring that your use of the Platform complies with all applicable laws in your own jurisdiction. cog77 does not warrant that access to or use of the Platform is lawful in your jurisdiction.
3.3 cog77 reserves the right to request documentary proof of eligibility at any time and to restrict, suspend, or close an Account if satisfactory proof is not provided.
4.1 To access the full functionality of the Platform, you must register a single Account. You may hold only one Account at any time. Duplicate registrations are strictly prohibited.
4.2 During registration you must provide accurate, complete, and current information, including (but not limited to) your legal full name, date of birth, residential address, email address, and a mobile telephone number.
4.3 You are responsible for maintaining the confidentiality of your login credentials (username and password). You must not share your login credentials with any third party. cog77 will not be liable for any loss arising from unauthorised access to your Account where you have disclosed your credentials or failed to maintain their security.
4.4 You must notify cog77 immediately at [email protected] if you become aware of, or reasonably suspect, any unauthorised use of your Account.
4.5 cog77 reserves the right to close an Account at any time where the Player is found to have provided false, misleading, or incomplete registration information. Any balance associated with a fraudulently registered account is subject to forfeiture.
4.6 Account usernames must not contain offensive, discriminatory, or trademark-infringing content. cog77 reserves the right to alter or remove any username at its sole discretion.
5.1 Before processing any withdrawal request, cog77 requires all Players to complete a KYC identity verification process. You may also be required to complete KYC at earlier stages — for example, on first deposit or upon reaching a defined cumulative wagering threshold.
5.2 KYC verification requires the submission of:
5.3 cog77 processes KYC submissions within 24–72 business hours. Withdrawals are held pending KYC approval and will be released once verification is satisfactorily completed.
5.4 cog77 may request additional documentation (e.g., proof of address, source of funds declaration) for Players whose activity triggers enhanced due diligence requirements under our Anti-Money Laundering (AML) programme.
5.5 Documents submitted for KYC are stored and processed in accordance with the cog77 Privacy Policy.
6.1 Deposits to cog77 are accepted via the following payment methods: BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Bank Mandiri, OVO, DANA, and GoPay. Supported methods may change; always refer to the current list on the Platform.
6.2 The minimum deposit amount is Rp 50.000. There is no maximum deposit limit imposed by cog77, although your financial institution may impose its own transfer limits.
6.3 Deposits made via BCA, BRI, and Mandiri during normal Indonesian banking hours are typically credited within five minutes. Off-hours transfers (including national holidays) may take up to 24 hours. E-wallet deposits via OVO, DANA, and GoPay are processed instantly.
6.4 cog77 does not charge deposit fees. However, your bank or e-wallet provider may apply its own transaction charges, for which cog77 accepts no responsibility.
6.5 You may only deposit funds from payment accounts registered in your own name. Third-party deposits are strictly prohibited and will result in account suspension pending investigation.
6.6 cog77 reserves the right to return a deposit to its source if KYC verification has not been completed or if the deposit is suspected to be connected to fraudulent or money-laundering activity.
7.1 Withdrawals may only be made to a bank account registered in your own name, which must match the name on your verified cog77 Account. Withdrawals to third-party accounts are not permitted.
7.2 The minimum withdrawal amount is Rp 100.000. There is no maximum withdrawal limit; however, cog77 reserves the right to process very large withdrawals (above Rp 500.000.000) in staged tranches across multiple business days.
7.3 For verified accounts, withdrawal requests submitted during Indonesian banking hours (Monday–Friday, 08:00–17:00 WIB, excluding public holidays) are typically processed within 30 minutes. Requests submitted outside banking hours are processed on the next banking day.
7.4 Bonus Funds are not withdrawable. Only real-money funds that have satisfied all applicable wagering requirements may be withdrawn.
7.5 cog77 reserves the right to delay or suspend a withdrawal pending additional KYC documentation, responsible gaming checks, or investigation of suspected fraudulent activity.
7.6 In the event of a technical error resulting in an incorrectly credited amount, cog77 reserves the right to correct the balance and recover any excess funds, including by offsetting against future withdrawals.
8.1 cog77 offers various promotional bonuses, including welcome bonuses, deposit match bonuses, cashback offers, and loyalty rewards. Each promotion is governed by its own specific terms, which are published on the promotion page and constitute part of these Terms & Conditions.
8.2 Unless a specific promotion states otherwise, the following general bonus rules apply:
8.3 Any attempt to abuse the bonus system — including, but not limited to, matched-bet staking patterns, arbitrage betting against cog77 with bonus funds, opening duplicate accounts to claim the same bonus multiple times, or coordinated play with other players — will result in the forfeiture of the bonus and any associated winnings, and may result in account closure.
8.4 cog77's decision on all bonus-related disputes is final.
9.1 All bets placed on the cog77 Platform are subject to the specific rules for the relevant sport, market, or game. These rules are published within the Platform and are updated from time to time.
9.2 cog77 reserves the right to void any bet placed at clearly erroneous odds resulting from a manifest error, technical fault, or data-feed failure. In such cases, stakes will be returned to the Player's Account.
9.3 In-play bets are accepted subject to latency and connectivity; a bet is not confirmed until cog77 issues written confirmation within the Platform. cog77 accepts no responsibility for bets that fail to register due to internet connectivity issues on the Player's end.
9.4 cog77 reserves the right to limit or refuse any bet from any Player at its sole discretion, without obligation to provide a reason. This includes, but is not limited to, Players identified as professional bettors or Players whose betting patterns are inconsistent with recreational play.
9.5 Winnings from sports bets, casino games, and lottery (togel) draws are credited to the Player's Account Balance upon settlement. Settlement times are defined in the sport-specific and game-specific rules.
10.1 The following conduct is strictly prohibited on the cog77 Platform and may result in immediate account suspension, balance forfeiture, and referral to relevant authorities:
11.1 cog77 is committed to providing a safe and responsible gaming environment. All Players have access to a full suite of responsible gaming tools, including deposit limits, loss limits, session time limits, reality-check notifications, cooling-off periods, and self-exclusion. These tools are accessible via your Account settings or by contacting our support team.
11.2 Players who believe their gambling behaviour may be causing harm are strongly encouraged to contact our support team at [email protected] or to visit the Responsible Gaming page for full guidance and external helpline information.
11.3 Self-exclusion requests are processed within 24 hours and are irreversible during the chosen exclusion period. Players who self-exclude may not open a new cog77 Account during the exclusion period.
11.4 cog77 will never target promotional material at a Player who has applied a deposit limit, is subject to a cooling-off period, or has self-excluded.
12.1 All content on the cog77 Platform — including but not limited to the website design, graphics, logos, software, text, game mechanics, and data — is the proprietary intellectual property of cog77 or its licensors and is protected by applicable intellectual property laws.
12.2 Players are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal and recreational purposes only. No other right or licence is granted.
12.3 You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from the Platform without the prior written consent of cog77.
13.1 The cog77 Platform is provided on an "as is" and "as available" basis. cog77 makes no warranty, express or implied, that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components.
13.2 To the fullest extent permitted by applicable law, cog77 shall not be liable for:
13.3 Nothing in these Terms shall exclude or limit liability for fraud, fraudulent misrepresentation, death, or personal injury caused by our negligence to the extent such exclusion is prohibited by law.
13.4 In any event, cog77's maximum aggregate liability to you under these Terms shall not exceed the total deposits made by you to your Account in the 30 days immediately preceding the event giving rise to the claim.
14.1 cog77 collects, processes, stores, and in certain circumstances shares your personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference.
14.2 By registering an Account, you consent to the collection and processing of your personal data as described in the Privacy Policy, including for the purposes of identity verification, fraud prevention, customer support, and (subject to your marketing preferences) promotional communications.
14.3 cog77 does not sell personal data to third-party advertisers or data brokers. Data shared with third parties is limited to what is necessary for service delivery (e.g., payment processors, KYC verification providers, game studios) and is governed by data-processing agreements.
15.1 These Terms & Conditions are governed by the laws of the jurisdiction in which cog77 holds its gaming licence. The cog77 licensing jurisdiction is available on request from our compliance team at [email protected].
15.2 Any dispute, controversy, or claim arising out of or in connection with these Terms, including their breach, termination, or validity, shall first be referred to cog77's customer support team for informal resolution. cog77 will respond to formal written complaints within 14 calendar days.
15.3 If informal resolution is not achieved within 30 days of the formal complaint being submitted, either party may refer the dispute to binding arbitration in accordance with the rules of the arbitration body designated by cog77's licensing authority. The seat of arbitration shall be the licensing jurisdiction.
15.4 Nothing in this clause prevents either party from seeking urgent injunctive or declaratory relief from a competent court where necessary to protect intellectual property rights or prevent imminent irreversible harm.
16.1 cog77 reserves the right to amend, modify, or replace these Terms & Conditions at any time. Where an amendment is material, we will provide reasonable notice (ordinarily no fewer than 7 calendar days) by posting a notice on the Platform and, where we hold your email address, by direct communication.
16.2 Your continued use of the Platform after the effective date of any amended Terms constitutes your acceptance of those amended Terms. If you do not accept the amended Terms, you should cease using the Platform and contact support to arrange a withdrawal of your available balance.
16.3 The date at which these Terms were last updated is displayed at the top of this page. We recommend bookmarking this page and reviewing it periodically.
17.1 For all queries, complaints, or notices relating to these Terms & Conditions or your cog77 Account, please contact us using the details below. All formal legal notices must be submitted in writing to the email address below.
17.2 For responsible gaming support, visit the dedicated Responsible Gaming page, which contains contact details for specialist support services available to Indonesian players.
Our support team is available around the clock. You can also review our FAQ for quick answers, or read the Privacy Policy for data-handling details.